PIP (PERSONAL INJURY PROTECTION)
I am not an insurance agent,
and would suggest anyone with
question(s) on the best automobile
insurance coverage for them discuss this with their agent, however; PIP
(personal injury protection) is good to have, and my theory is the more the better. PIP is for lost wages and medical care. In other words, if you get hurt so severely that you cannot work for a few days, and you start developing bills for your care, that's what PIP is for. In Texas, it is included by default, but you can sign a waiver NOT to have it (not a smart move in my opinion). Sometimes, people do not know if they have PIP or not. Usually, it does not cost that much extra to raise yours from say, twenty five hundred dollars worth, to ten thousand dollars worth, and I believe, if you can afford it, it is better safe than sorry.